SIX Interbank Clearing - Standardization - ISO Payments - Implementation Guidelines

Swiss recommendations

Business Rules

Implementation Guidelines for credit transfers

Implementation Guidelines for SEPA direct debits

Implementation Guidelines for Cash Management

Validation platform

Basic documents/Benefits

Additional info to SDD in Switzerland

Implementation Guidelines for
credit transfers

The specifications to the credit transfer (Payment Initiation) cover the entire Swiss payment traffic and enable the submission of payment orders like those in today's file formats DTA and EPO (inclusive SEPA).

Swiss Implementation Guidelines for credit transfers This document contains instructions for the technical implementation of the ISO 20022 “Customer Credit Transfer Initiation” message (pain.001) as well as the corresponding "Customer Payment Status Report" status message (pain.002). Individual files in the ZIP file Main document: Swiss Implementation Guidelines for credit transfers, Version 1.2 Appendixes: pain001 (xsd) pain001 (example) (xml) pain002 (xsd) pain002 (example ok) (xml) pain002 (example nok) (xml) Suggestions and questions can be submitted directly to the financial institution or by this online form.

Direct access

Swiss financial institutions supporting ISO 20022 (in German)

Software providers supporting ISO 20022 (in German)