Implementation Guidelines for
SEPA direct debits

The EPC specifications form the basis of the Swiss SEPA direct debit guidelines. Since November 2010, the EPC guidelines based on ISO 20022 Maintenance Release 2009 (SEPA Core Direct Debit Scheme Customer-to-Bank Implementation Guidelines v4.0) are valid.

Swiss Implementation Guidelines for SEPA direct debits

This document contains instructions for the technical implementation of the ISO 20022 “Customer Direct Debit Initiation” message (pain.008) as well as the corresponding "Customer Payment Status Report" status message (pain.002).

Individual files in the ZIP file

Suggestions and questions can be submitted directly to the financial institution or by this online form.

Swiss financial institutions and

Software providers supporting SEPA & ISO 20022