The foundation for the processing of SEPA credit transfers is the "SEPA Credit Transfer Scheme Rulebook". It defines the rules, practices & standards.
The "SEPA Cards Framework" forms the basis for the SEPA-compliant use of payment cards.
Two scheme rulebooks serve as basis for processing SEPA direct debits in the private & business customer sectors.
The standardized European creditor identification number for the collection of SEPA direct debits.